Act of God

Most insurance policies do not provide cover in the event of an “Act of God”. What does that imply? Something unpredictable? As a young Christian I was confronted with this phrase which challenged my conscience. I asked, “Why call it that … and not ‘a natural disaster’? Is God to be blamed?” It seems to imply that God has caused this event to happen. Do we then believe that there is a God who is in control? If these events are the handiwork of God then He must be sending us a message. Are we listening? “For God speaketh once, yea twice, yet man perceiveth it not.” (Job 33:14)


While travelling to work one morning a car was spotted that had a message stuck on the back; “I trusted in … … and I am paying for it!” It highlighted the disappointment of one who was given a false sense of security. Isn’t it terrible when someone or some thing you trust in lets you down?

What are you covered for? – floods, earthquakes? What about possum-generated electrical surges? This was precisely what residents in the Eastern suburbs of Melbourne, Australia encountered in early 1996. How terrible to find yourself inadequately covered!

In principle you take out insurance to provide security against unexpected and costly disasters that may occur in the future? “There be four things which are little upon the earth, but they are exceeding wise: The ants are a people not strong, yet they prepare their meat in the summer” (Prov 30:24,25). You have some faith in Insurance companies for your earthly well being – should you not translate the same principle to your eternal need?

You may choose not to believe the Bible. If that is so, you also choose to reject the God and the Heaven that the Bible describes. Even so, we think you may be interested to know what the Bible says about the future of this earth. In Matt 24:7, “There shall be famines, and pestilences, and earthquakes, in divers places.” We also read in The Revelation of Jesus Christ that a third of many life forms will perish (Rev 8:7-19).

Reader, these will genuinely be an Act of God poured out on a Christ-rejecting world. No insurance policy will cover for your loss when these occur. There is however a greater loss – “For what is a man profited, if he shall gain the whole world, and lose his own soul? Or what shall a man give in exchange for his soul?” (Matt 16:26).

You can have an insurance for the future – but you must believe God – “he that cometh to God must believe that he is, and that he is a rewarder of them that diligently seek him” (Heb 11:6). Here is life assurance without any fine print. “He that believeth on me hath everlasting life” (John 6:47).

Insurance is a cover for the unknown and for the unforseen. Wouldn’t it be good if we knew the future and not be surprised? “And this know, that if the goodman of the house had known what hour the thief would come, he would have watched, and not have suffered his house to be broken through. Be ye therefore ready also: for the Son of man cometh at an hour when ye think not.” (Luke 12:39,40) Be like the ant; prepare your food in the summer lest you find “the summer is ended, and we are not saved.” (Jer 8:20)

Reader, “prepare to meet thy God” (Amos 4:12). “Believe on the Lord Jesus Christ, and thou shalt be saved” (Acts 16:31). Trust in His redeeming blood. This is the only way to ensure you’ll get to heaven.